Why It So Dark In Here?

I have just scared myself awake for the next week.

After much hesitation, I finally bit the bullet and calculated my outstanding debts, payables and upcoming payables.  My stomach is still somewhere in the throat region (which explains why I am having trouble swallowing right now).

Where has all my money gone?

I know I've been working full-time since March.

Doesn't that mean that I should be out of debt?  Possibly, saving money?
Nurturing a nest egg?

As I find myself buried deep, deep, deep in the dark, dank, dirt.
I ask myself this: 

What manner of hole is this?